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18th Jan 2019 - We can supply any make and model, so please email us or call the above number for your personalised quotation today!!!
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Testimonials

First Vehicle Finance Ltd and David Linsdell (our Account Manager) have been an absolute pleasure to deal with. We needed a new pool car for our business and selected a Smart car. We received 3 quotes from lease hire companies (2 were on our network preferred supplier list) and First Vehicle had the best quote; significantly cheaper monthly costs, more choice of model and the best delivery date. The whole process has been efficient and extremely professional and we have been very impressed with the personal attention to detail displayed by David and First Vehicle. I would sincerely recommend them as the Vehicle Lease company of choice, and have urged our franchise network to adopt them as a preferred supplier.

William De Sousa

I would like to thank Chris Fairchild and Juliet Whitmore for their efficient and friendly service. Their experience and care showed, I now drive the car I wanted, within the budget I had in mind and am glad to say the whole process was painless. Many thanks and all the best! Will definitely recommend.
Marina

Marina G

My truck back has now had the top installed. I can honestly say it's now my favourite car I've owned (over my RS5)

And I can't thank you enough for your hard and consistent service you've offered me. Please don't change your ways. You're a great company to deal with. Hats off to Will for battling hard for my custom. I wasn't an easy client.

Will be in touch in the next month for another truck and van

Jamie

Jamie B @ Prestige

Will kept my details on file and contacted me as soon as a deal became available on a car closest to my specification. After that, the whole process was pain free.

Stuart Young

Hi Will I am currently out the country working, I have been in regular contact with my wife she told me that the transfer of the vehicles went down without a hitch, unfortunately I was in Iraq when this all happened so as yet I have not seen the car in the flesh, but I would just like to take this opportunity to thank you for all your help from start to finish of the process, I had a good experience the first time I dealt with you and have had another flawless experience this time and I look forward to dealing with you again in another 3 years thanks agaim Will.

Regards

Archie Tannock

Archie Tannock

First Vehicle Finance Ltd and Richard couldn't have been more helpful. My wife had a very specific car in mind and a set monthly budget and Richard took a great deal of time in helping to explain all of the finance options, helping every step of the way in making sure we got our perfect car and under budget! The process was made very easy and the service was fantastic to the extent that I am now looking to finance a car for myself with First Vehicle! Highly recommend!

Alex Mayle

Good Morning Chris
Just reporting back on my new company car I recieved from you yesterday. Very impressed on the model and spec of the car,what is also incredible is that its a bigger engine than my previouse model yet it has a lower emission output.This is good from a tax point but also better for the enviroment.The MPG is also better so that will result in operating cost for the company being lower. I have to say that when my old car was collected it was a bit sad as it had given me 3 years of trouble free motoring.I had not even had to change one single light bulb on the car during that time.Look forward to the next three years of motoring with my new car. Thanks again for all the help with giving me and my colleques all the P11D information for us to send to the HMRC office regarding personal taxation liability and the delivery was right on the day specified.
Best Regards
Gary Day

Gary Day

I first engaged with Chris Fairchild back in 2014 and have found him to be of great assistance, honourable and a thoroughly good person to deal with. My last 2 cars have been via Chris and I am sure many more will follow. It is with great delight I endorse his work and cannot recommend him highly enough.

Adrian Orton

I am a company car user and have 2 cars with First Finance and regularly speak to Richard Mayle and Juliet via email,in the last few weeks I purchased a car for my wife, very happy with the car everything from start to finish happened so easily and efficiently. Fantastic service.

Pete Patel

Helpful and friendly team of people. We have been using First Finance for a number of years now and would highly recommend them.

Jacqueline Wilson-Brown

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Business Contract Hire advantages and disadvantages

A simple and cost effective way to fund any number of vehicles

Contract Hire, sometimes referred to as an Operating Lease, is a long term rental agreement. Contracts range from 24 to 60 months and are tailored to the customer’s businesses requirements.

Advantages:

  • Minimum capital expenditure
  • Accurate monthly budgeting
  • Improved cash flow
  • Fixed interest rates
  • Rentals can be offset against the businesses profits. Cars with a CO2 output above 130g/km are currently subject to a 15% disallowance on the amount of the rental that can be claimed against the businesses taxation, for contract-hired cars with a CO2 output of 130g/km or below, there is currently no disallowance.
  • Reduced administration
  • On-going advice and support
  • Road Fund Licence provided (vehicle excise duty paid) for duration of contract
  • Optional maintenance package
  • Optional breakdown rescue cover
  • Optional replacement vehicle cover in event of breakdown
  • Optional GAP insurance which provides cover for the shortfall between the outstanding finance and the insurance value if the vehicle is declared a write-off by your insurance company

Disadvantages:

  • Early termination can be expensive
  • If you do more miles than stated in your contract you will be charged excess mileage for each mile over that stated in your contract
  • You must look after the vehicle and return it in a well maintained condition otherwise you will be charged for any damage over and above that stated in the 'Fair Wear and Tear Guide'
  • You must have fully comprehensive vehicle insurance
  • You will never own the vehicle as there is no option to buy it

Would you like a quote or do you have a question?

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More Information on Business Contract Hire:

The Contract Hire Company reclaims the VAT on the original purchase, which reduces your monthly rentals (which are + VAT). Contract Hire is a very popular choice for VAT registered companies as they can claim back 50% of the VAT on the finance element for cars and generally 100% for commercials (subject to no private use, no exempt turnover and not being on the Flat Rate VAT Scheme).

On contracts with maintenance the VAT on the service element is 100% recoverable. One of the major benefits is that there are no disposal worries as the future value is underwritten by the leasing company. Another benefit of Contract Hire is that it is generally 'off balance sheet funding' (subject to legislation change) which means it can improve your gearing ratio (assets to borrowing ratio) and therefore possibly your borrowing ability in the future.

Special deal
Business contract hire Mercedes-Benz A Class, Hatchback
Mercedes-Benz A Class A180 Hatch
1.3 136 AMG Line 5Dr 7G-DCT [Start Stop]
£193.49 + VAT monthly rental
£1741.41 + VAT initial rental
This vehicle is in stock
Business contract hire
Contract term: 24 months
Rental profile: 9 + 23
Annual mileage: 5000
1.3 litre Petrol Automatic
+ compare
Special deal
Business contract hire Mitsubishi Outlander, SUV / 4x4
Mitsubishi Outlander PHEV SUV
2.4 h TwinMotor 13.8kWh 209 4h 5Dr CVT [Start Stop]
£265.48 + VAT monthly rental
£2389.32 + VAT initial rental
This vehicle has low CO2 emissions (40 g/mk)This vehicle is in stock
Business contract hire
Contract term: 48 months
Rental profile: 9 + 47
Annual mileage: 8000
2.4 litre Petrol/PlugIn Electric Hybrid Automatic
+ compare
Special deal
Business contract hire Mercedes-Benz GLC, SUV / 4x4
Mercedes-Benz GLC GLC220 SUV 4MATIC
2.1 d 170 AMG Line 5Dr G-Tronic+ [Start Stop]
£322.60 + VAT monthly rental
£2903.40 + VAT initial rental
This vehicle is in stock
Business contract hire
Contract term: 48 months
Rental profile: 9 + 47
Annual mileage: 8000
2.1 litre Diesel Automatic
+ compare
Special deal
Business contract hire Audi A5, Hatchback
Audi A5 35 Sportback
2.0 TFSI 150 Sport 5Dr S Tronic [Start Stop]
£258.94 + VAT monthly rental
£1553.64 + VAT initial rental
Business contract hire
Contract term: 36 months
Rental profile: 6 + 35
Annual mileage: 10000
2 litre Petrol Automatic
+ compare
Special deal
Business contract hire BMW 5 Series, Saloon
BMW 5 Series 530 Saloon
2.0 e PHEV 9.2kWh 252 M Sport 4Dr Auto [Start Stop]
£318.03 + VAT monthly rental
£2862.27 + VAT initial rental
This vehicle has low CO2 emissions (49 g/mk)This vehicle is in stock
Business contract hire
Contract term: 24 months
Rental profile: 9 + 23
Annual mileage: 8000
2 litre Petrol/PlugIn Electric Hybrid Automatic
+ compare
Special deal
Business contract hire SEAT Arona, SUV / 4x4
SEAT Arona SUV
1.6 TDI 115 SE Technology Lux 5Dr Manual [Start Stop]
£153.00 + VAT monthly rental
£918.00 + VAT initial rental
This vehicle is in stock
Business contract hire
Contract term: 24 months
Rental profile: 6 + 23
Annual mileage: 10000
1.6 litre Diesel Manual
+ compare
Special deal
Business contract hire BMW 5 Series, Saloon
BMW 5 Series 520 Saloon
2.0 d 190 M Sport 4Dr Auto [Start Stop]
£324.63 + VAT monthly rental
£1947.78 + VAT initial rental
This vehicle is in stock
Business contract hire
Contract term: 36 months
Rental profile: 6 + 35
Annual mileage: 10000
2 litre Diesel Automatic
+ compare
Special deal
Business contract hire Volkswagen Golf, Hatchback
Volkswagen Golf Hatch
1.6 TDI 115 GT 5Dr Manual [Start Stop]
£176.73 + VAT monthly rental
£1060.38 + VAT initial rental
Business contract hire
Contract term: 48 months
Rental profile: 6 + 47
Annual mileage: 10000
1.6 litre Diesel Manual
+ compare
Special deal
Business contract hire Nissan Qashqai, SUV / 4x4
Nissan Qashqai SUV 2wd
1.3 DIG-T 140 Visia 5Dr Manual [Start Stop]
£168.53 + VAT monthly rental
£1011.18 + VAT initial rental
Business contract hire
Contract term: 48 months
Rental profile: 6 + 47
Annual mileage: 10000
1.3 litre Petrol Manual
+ compare
Special deal
Business contract hire Audi Q5, SUV / 4x4
Audi Q5 40 SUV quattro
2.0 TDI 190 Sport 5Dr S Tronic [Start Stop]
£352.90 + VAT monthly rental
£2117.40 + VAT initial rental
Business contract hire
Contract term: 48 months
Rental profile: 6 + 47
Annual mileage: 10000
2 litre Diesel Automatic
+ compare
Special deal
Business contract hire Volvo V40, Hatchback
Volvo V40 Hatch
2.0 T2 122 Momentum 5Dr Manual [Start Stop]
£159.21 + VAT monthly rental
£955.26 + VAT initial rental
This vehicle is in stock
Business contract hire
Contract term: 24 months
Rental profile: 6 + 23
Annual mileage: 10000
2 litre Petrol Manual
+ compare
Special deal
Business contract hire BMW 3 Series, Saloon
BMW 3 Series 330 Saloon
2.0 i 258 M Sport 4Dr Auto [Start Stop]
£293.80 + VAT monthly rental
£2644.20 + VAT initial rental
Business contract hire
Contract term: 48 months
Rental profile: 9 + 47
Annual mileage: 8000
2 litre Petrol Automatic
+ compare
Special deal
Business contract hire BMW 3 Series, Estate
BMW 3 Series 320 Touring
2.0 d 190 M Sport Shadow Edition 5Dr Auto [Start Stop]
£274.10 + VAT monthly rental
£2466.90 + VAT initial rental
This vehicle is in stock
Business contract hire
Contract term: 48 months
Rental profile: 9 + 47
Annual mileage: 8000
2 litre Diesel Automatic
+ compare
Special deal
Business contract hire Vauxhall Grandland X, SUV / 4x4
Vauxhall Grandland X SUV
1.2 Turbo 130 Sport Nav 5Dr Manual [Start Stop]
£173.60 + VAT monthly rental
£1562.40 + VAT initial rental
This vehicle is in stock
Business contract hire
Contract term: 24 months
Rental profile: 9 + 23
Annual mileage: 8000
1.2 litre Petrol Manual
+ compare
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