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20th Mar 2019 - We can supply any make and model, so please email us or call the above number for your personalised quotation today!!!
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Testimonials

We needed a new family car quickly! Knowing we would need a new one in 2 years time we decided to lease one! First Vehicle finance was recommended to us by a friend and the recommendation was spot on! What amazing service and we got our new Audi Q5 at an even higher spec than we expected! Awesome !

Tanja Kent

Good Morning Chris
Just reporting back on my new company car I recieved from you yesterday. Very impressed on the model and spec of the car,what is also incredible is that its a bigger engine than my previouse model yet it has a lower emission output.This is good from a tax point but also better for the enviroment.The MPG is also better so that will result in operating cost for the company being lower. I have to say that when my old car was collected it was a bit sad as it had given me 3 years of trouble free motoring.I had not even had to change one single light bulb on the car during that time.Look forward to the next three years of motoring with my new car. Thanks again for all the help with giving me and my colleques all the P11D information for us to send to the HMRC office regarding personal taxation liability and the delivery was right on the day specified.
Best Regards
Gary Day

Gary Day

Had a great experience with First Vehicle Finance. I wasn’t really sure what I wanted in terms of payment options, all I knew was that I wanted a new car! This was my first experience in financing a car, so obviously a bit apprehensive about what I was getting myself into. But Will was really helpful in explaining the different finance options they have to offer. I learned of the different payment profiles, monthly instalments, leasing contracts, all down to the nitty gritty. After this, I decided to go with FVF. The process was really easy, straightforward, and if I had question, they were more than happy to help, and quickly. Then I learned they deliver your car free of charge! Which saved me arranging a ride to the garage to collect :) All in all, great service and would recommend to family and friends.

Sophie Goodwin

First class service received from David and the Team at First Vehicle Finance. You have made the process of arranging our lease plan so straight forward and easy to understand. Thank you so much for all your help. We are delighted with our new car. Kind Regards Dermot Kavanagh

Dermot Kavanagh

I have used First Vehicle Finance a few times now, I would never go anywhere else. They are extremely professional, understand customer needs and very competitive in price. David has been fantastic as always and always follows up on after sales care. I would highly recommend them.

Carole Hull

Hi David,
I Received my Volvo V40 R Design today and could not be happier. The car has more than met my expectations, but just as important the service from you has been impeccable throughout. From the initial very competitive quote, all the way through to the delivery today was a pleasure that I could not fault in any way. Keep up the exceptional work, Thanks a lot.

Angela Clarke

I am a company car user and have 2 cars with First Finance and regularly speak to Richard Mayle and Juliet via email,in the last few weeks I purchased a car for my wife, very happy with the car everything from start to finish happened so easily and efficiently. Fantastic service.

Pete Patel

I am would just like to say thank you to First Vehicle Finance for organising my new car that arrived this week.

This is now the second car I have had from you and on both occasions, I found Will and Rob to be professional and efficient in the way that they dealt with my order.

I will continue to recommend your service to my friends, family and colleagues in the future.

Vicki Brett

Will Chan
I had dealt with First Vehicle Finance before and on both occasions I have found the service to be excellent. They listen to the requirements and deliver.

Will Chan

First Vehicle Finance Ltd and David Linsdell (our Account Manager) have been an absolute pleasure to deal with. We needed a new pool car for our business and selected a Smart car. We received 3 quotes from lease hire companies (2 were on our network preferred supplier list) and First Vehicle had the best quote; significantly cheaper monthly costs, more choice of model and the best delivery date. The whole process has been efficient and extremely professional and we have been very impressed with the personal attention to detail displayed by David and First Vehicle. I would sincerely recommend them as the Vehicle Lease company of choice, and have urged our franchise network to adopt them as a preferred supplier.

William De Sousa

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Finance Lease

Vehicle Finance Lease / Contract Hire is a popular funding option for commercial vehicles or vans where Contract Hire is not always suitable or the best option.

Your business uses the lease vehicle while paying a rental rather than a repayment. The monthly rental is determined by the initial cost of the vehicle (excluding VAT), the period of the car lease and the residual value (the estimated future value of the vehicle at the end of the finance lease period once depreciation is taken into account), plus interest.

Advantages of Car Leasing:

  • Minimum capital expenditure
  • Accurate monthly budgeting
  • A fixed interest rate is available on some contracts
  • No damage recharge as you are responsible for disposal of the vehicle
  • Finance car lease is a very popular choice for VAT registered companies and businesses as they can claim back 50% of the VAT on the finance element for car leasing and generally 100% for commercials (subject to no private use). On contracts with maintenance the service element VAT is 100% recoverable
  • Car leasing can be offset against the businesses profits. Cars with a CO2 output above 130g/km are currently subject to a 15% disallowance on the amount of the rental that can be claimed against the businesses taxation, for cars with a CO2 output of 130g/km or below, there is currently no disallowance
  • Reduced administration
  • On-going advice and support
  • Optional full maintenance package with breakdown rescue cover for all leasing car deals
  • Optional GAP insurance which provides cover for the shortfall between the outstanding finance and the insurance value if the lease vehicle is declared a write-off by your insurance company

Disadvantages:

  • You will never own the lease car as the vehicle must be sold to a third party as the end of the agreement
  • Operating risk associated with the vehicle
  • Interest rates can vary on some vehicle contract hire
  • You must have fully comprehensive vehicle insurance

More Information on Finance Lease:

Although you never take ownership, at the end of the finance lease contract a payment equivalent to the residual value is payable. Usually this means that the vehicle is sold and a proportion of the proceeds of the sale are returned to the lessee.

Most vehicle leasing companies will offer a number of payment options to suit your cash flow. You can lower the monthly rental with a balloon payment at the end of the contract, or you can pay the entire cost in monthly rentals (normally referred to as a fully amortised Vehicle Lease), in which case you may be able to extend the car lease with a secondary vehicle rental (sometimes called a peppercorn rental).

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