First Vehicle Finance Limited

Google rating 4.9 | 38 reviews

Finance Options

Vehicle Contract Hire

The most popular option for the business user, Vehicle Contract Hire offers fixed and inflation proof vehicle funding with optimum cash flow. Administration is kept to a minimum, company drivers have security and guaranteed mobility and the company receives the benefit of 'off balance sheet' funding. 

Choose the vehicle you want to lease at the annual mileage you require and tailor the package to suit your needs. First Vehicle Finance will then acquire the vehicle for you and deliver it to any UK address of your choice. 

At the end of the contract the vehicle is collected from you and your commitment ends (Try our 'ONE-CALL' scheme). 

Personal Vehicle Contract Hire

Anyone who is employed can benefit from a personal car contract hire on new and nearly new vehicles. If you receive a cash allowance in lieu of a company car or are a self employed contractor this option is designed especially for you. 

The personal contract hire will enable you to drive a new or nearly new car, over a set period of time, with an agreed number of miles per annum, including road tax for the period. The vehicle is handed back at the end of the contract.

More car for your money... or the same car for less

With a traditional loan, your monthly payments have to fund the entire cost of the vehicle. 

With Personal Contract Hire, your monthly payments are based on only part of the price of the car for the period of the agreement. As a result they are much lower than you might expect. 

Your money will go further, you get more car for your money or the car you want for less.

Vehicle Contract Purchase (Personal & Business)

Contract Purchase gives you (private or non-VAT registered business) the opportunity of buying a new or nearly new car or commercial vehicle at a low monthly cost. Once the agreement is finished, the car can be bought at a pre-determined price, or you can start a new contract and return the vehicle. This contract can include maintenance. 

Hire Purchase/Lease Purchase

Hire Purchase enables you to buy a vehicle over a pre-determined period (usually 1-5 years). Once all the payments have been made, title of the vehicle transfers to you. Lease Purchase can have a 'balloon' or lump sum payment at the end of the agreement to reduce the monthly repayments. Both these options retain flexibility during the period of the agreement. 

Car / Van Leasing 

Under this scheme, you have exclusive use of a vehicle for a set period of time. Monthly repayments include VAT, a proportion of which can be reclaimed provided you are VAT registered. Monthly repayments on a lease car / lease van can be kept low by including an initial payment, a final 'balloon' or lump sum payment, or by extending the term of the lease.

Sale & Leaseback

Do you own a fleet of vehicles? If you are looking to release valuable capital tied up in a fleet of vehicles, First Vehicle Finance can arrange to purchase and leaseback your fleet. You retain control and use of the vehicles, but release the capital for more vital use within your company.

Request a call back

Marketing preferences

We'd like to keep in touch, please select how you would like to be contacted for marketing purposes

After submitting this form our marketing database will be updated. You can opt-out of receiving communications at any time. Your privacy is very important to us read more

To confirm you are human please select the van icon.


First Vehicle Finance Limited are a credit broker and not a lender, we are authorised and regulated by the Financial Conduct Authority. Registered No : 669990

Registered in England & Wales with company number : 05285260 | Data Protection No : Z9729803 | VAT No : 862 3889 84

Registered Office : The Cottage, 2 Castlefield Road, Reigate Surrey RH2 0SH

Disclaimer: All vehicle images and descriptions are for illustration and reference purposes only, all vehicle leases are subject to credit approval and subject to change at any time. E&OE.

Copyright © 2021 First Vehicle Finance Limited, All rights reserved.

Powered by CALAS