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Testimonials

First Vehicle Finance Ltd and Richard couldn't have been more helpful. My wife had a very specific car in mind and a set monthly budget and Richard took a great deal of time in helping to explain all of the finance options, helping every step of the way in making sure we got our perfect car and under budget! The process was made very easy and the service was fantastic to the extent that I am now looking to finance a car for myself with First Vehicle! Highly recommend!

Alex Mayle


David - a quick note to thank you for sorting out the X3.

The car arrived at 9:10 this morning, and Bernard Rooney followed up with a call to see if everything was ok.

I did not expect this level of service as we had not bought from you before, and I'm delighted.

Thanks for all your help over the months on sorting out the finance and spec on my X3 and June and John's X1.

Many companies spout about excellent customer service but few deliver like your company has.

Thanks again, Giles

Giles Blackburn

I first engaged with Chris Fairchild back in 2014 and have found him to be of great assistance, honourable and a thoroughly good person to deal with. My last 2 cars have been via Chris and I am sure many more will follow. It is with great delight I endorse his work and cannot recommend him highly enough.

Adrian Orton

I would like to thank Chris Fairchild and Juliet Whitmore for their efficient and friendly service. Their experience and care showed, I now drive the car I wanted, within the budget I had in mind and am glad to say the whole process was painless. Many thanks and all the best! Will definitely recommend.
Marina

Marina G

I am a company car user and have 2 cars with First Finance and regularly speak to Richard Mayle and Juliet via email,in the last few weeks I purchased a car for my wife, very happy with the car everything from start to finish happened so easily and efficiently. Fantastic service.

Pete Patel

Had a great experience with First Vehicle Finance. I wasn’t really sure what I wanted in terms of payment options, all I knew was that I wanted a new car! This was my first experience in financing a car, so obviously a bit apprehensive about what I was getting myself into. But Will was really helpful in explaining the different finance options they have to offer. I learned of the different payment profiles, monthly instalments, leasing contracts, all down to the nitty gritty. After this, I decided to go with FVF. The process was really easy, straightforward, and if I had question, they were more than happy to help, and quickly. Then I learned they deliver your car free of charge! Which saved me arranging a ride to the garage to collect :) All in all, great service and would recommend to family and friends.

Sophie Goodwin

Will Chan
I had dealt with First Vehicle Finance before and on both occasions I have found the service to be excellent. They listen to the requirements and deliver.

Will Chan

Hi Will I am currently out the country working, I have been in regular contact with my wife she told me that the transfer of the vehicles went down without a hitch, unfortunately I was in Iraq when this all happened so as yet I have not seen the car in the flesh, but I would just like to take this opportunity to thank you for all your help from start to finish of the process, I had a good experience the first time I dealt with you and have had another flawless experience this time and I look forward to dealing with you again in another 3 years thanks agaim Will.

Regards

Archie Tannock

Archie Tannock

I have used First Vehicle Finance a few times now, I would never go anywhere else. They are extremely professional, understand customer needs and very competitive in price. David has been fantastic as always and always follows up on after sales care. I would highly recommend them.

Carole Hull

My truck back has now had the top installed. I can honestly say it's now my favourite car I've owned (over my RS5)

And I can't thank you enough for your hard and consistent service you've offered me. Please don't change your ways. You're a great company to deal with. Hats off to Will for battling hard for my custom. I wasn't an easy client.

Will be in touch in the next month for another truck and van

Jamie

Jamie B @ Prestige

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Is leasing the right option for me?

Leasing a car in the UK

Sadly, only you can decide this. But, here are the big advantages and disadvantages of leasing. Make sure you can live with the disadvantages. If you can't, then it's likely that leasing isn't for you, and you might want to look at the other finance options.

Advantages of leasing a car in the UK

Pros
•Often the lowest upfront & monthly cost for a brand new car (especially upmarket models – paying less every month for your dream car – making it more possible to drive your dream car).
•As it’s a new car - cover from the manufacturer's warranty.
•In some case road tax and breakdown cover included – sometimes, servicing too.
•No worries about how much value your car will lose over the term – it's not your problem – simply hand the car back – no need to fret about loosing value and having to pay into a vehicle in the end [subject to T&C's].
•Simple. You pay monthly then hand your car back to the finance company at the end of the contract.
•If you've got your own business, and it's VAT-registered, you can lease a car, keeping it off your balance sheet, deducting the cost from your profit, and reclaim 50% of VAT.

Cons
•You won't own the car – but you will also not have the hassle of having to sell it later or pay more on loss of value of the car.
•No final funds when the car is finally sold.
•Limited mileage. You are restricted by mileage that is agreed - charges range from 3p to 50p per mile – but this is easily remedied by agreeing the mileage upfront and sticking to it.
•If you damage the car vehicle you will need to pay for repairs – much like if you sell it privately.

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Posted on 1st August 2018 at 11:33 PM

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