Took delivery of the car yesterday - I love it.
I wanted to thank you for everything that you did. The process was very smooth and as always communication was excellent. I should also mention Juliet who was extremely helpful and responsive.
I Received my Volvo V40 R Design today and could not be happier. The car has more than met my expectations, but just as important the service from you has been impeccable throughout. From the initial very competitive quote, all the way through to the delivery today was a pleasure that I could not fault in any way. Keep up the exceptional work, Thanks a lot.
I would like to thank Chris Fairchild and Juliet Whitmore for their efficient and friendly service. Their experience and care showed, I now drive the car I wanted, within the budget I had in mind and am glad to say the whole process was painless. Many thanks and all the best! Will definitely recommend.
FVF have been suppyling our vehicles for the last 9 years. They make everything seem so easy and straight forward. They even brought a car to us to test drive when all the local dealers did not have the car we were looking for. The team are so helpful and friendly.
I recommended FVF to a family member and a neighbour from which both have said how pleased they were with the service they received. If you are looking for a small hatchback or a prestige car the service is all the same which is first class. We look forward to dealing with Chris and the team for many years to come.
We needed a new family car quickly! Knowing we would need a new one in 2 years time we decided to lease one! First Vehicle finance was recommended to us by a friend and the recommendation was spot on! What amazing service and we got our new Audi Q5 at an even higher spec than we expected! Awesome !
Had a great experience with First Vehicle Finance. I wasn’t really sure what I wanted in terms of payment options, all I knew was that I wanted a new car! This was my first experience in financing a car, so obviously a bit apprehensive about what I was getting myself into. But Will was really helpful in explaining the different finance options they have to offer. I learned of the different payment profiles, monthly instalments, leasing contracts, all down to the nitty gritty. After this, I decided to go with FVF. The process was really easy, straightforward, and if I had question, they were more than happy to help, and quickly. Then I learned they deliver your car free of charge! Which saved me arranging a ride to the garage to collect :) All in all, great service and would recommend to family and friends.
Hi Will I am currently out the country working, I have been in regular contact with my wife she told me that the transfer of the vehicles went down without a hitch, unfortunately I was in Iraq when this all happened so as yet I have not seen the car in the flesh, but I would just like to take this opportunity to thank you for all your help from start to finish of the process, I had a good experience the first time I dealt with you and have had another flawless experience this time and I look forward to dealing with you again in another 3 years thanks agaim Will.
The car arrived today and I just want to say 'thank you' for your work and your support in getting it to me ready for my move on Saturday. You made it very easy for me and gave me confidence throughout that it was all under control.
I really appreciate you doing all of this and wish you a great Easter weekend.
All the very best
I first engaged with Chris Fairchild back in 2014 and have found him to be of great assistance, honourable and a thoroughly good person to deal with. My last 2 cars have been via Chris and I am sure many more will follow. It is with great delight I endorse his work and cannot recommend him highly enough.
I had dealt with First Vehicle Finance before and on both occasions I have found the service to be excellent. They listen to the requirements and deliver.
The two common ways of financing a car as a private individual are personal contract hire (PCH) and personal contract purchase (PCP). PCH leasing allows you to drive your new car and change every few years, with relatively low monthly payments and no worries about the car’s resale value. PCP is similar but gives you the option of buying the car in the future. When you lease a car, there are strict rules and restrictions, so make sure you understand how it work.
According to the Finance and Leasing Association - 4 out of 5 people with PCP plans do not choose to buy the car at the end of their contract
If you are part of the statistics of people who will probably want a new car after 2 – 4 years, then leasing a car via PCH (Personal Contract Hire) - might work out cheaper for you. However, if you can’t afford the PCH monthly payments and have to cancel the agreement, you may have to pay off the leasing costs in full, which would end up costing you more.While PCP can be used as a way of leasing a car, it also gives you the opportunity to buy the car and become its legal owner at the end of the leasing contract.
PCH does not.To do this, you have to pay a ‘balloon payment’ – also known as the Guaranteed Future Value (GFV) – at the end of the contract. This is in addition to your deposit and monthly payments and will be a few thousand pounds. The problem with balloon payments is that the balloon payment could be more than what the car is worth in some cases.With PCP (Personal contract purchase) the total amount you repay in monthly instalments is based on an estimate of how much the car will lose in value though depreciation between the start and end of the contract.If at the end of the contract you don’t want to buy the car, you simply hand it back. As long as the car is in good condition and hasn’t exceeded the agreed mileage, you won’t have to pay any more money [Dehire damage & excess mileage charges may apply].
With both PCH and PCP the lender can repossess the car without a court order. But with PCP, once you have paid at least a third of the total amount payable, they can’t repossess it without a court order. Once you have paid at least half the total amount payable under the agreement, you also have the option to "voluntarily terminate" the agreement and hand the car back to the finance company.
Find out more about Find a PCH car to lease.
* All vehicle images and car descriptions on this site are for illustration and reference purposes only and are not necessarily an accurate representation of the vehicle on offer.
First Vehicle Finance Limited
Registered Office : The Cottage, 2 Castlefield Road, Reigate Surrey RH2 0SH
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First Vehicle Finance Limited are a credit broker and not a lender, we are authorised and regulated by the Financial Conduct Authority. Registered No : 669990
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