Selected all your options? Now click here >>
24th May 2019 - We can supply any make and model, so please email us or call the above number for your personalised quotation today!!!
Quick search car leasing deals
Find cars by make/model
Search
Search by monthly budget
Select your price range
Quick contact
Request a quoteRequest a call backCars in stock
co2 Up to 75 g/km (Low CO2)co2 0-0 g/kmco2 1-50 g/kmco2 51-75 g/kmco2 76-90 g/kmco2 91-100 g/kmco2 101-110 g/kmco2 111-130 g/kmco2 131-150 g/kmco2 151-170 g/kmco2 171-190 g/kmco2 191-225 g/kmco2 226-255 g/kmco2 256> g/km

call back

Latest News and BlogApply for financeSwitch to Vans
Testimonials

First class service received from David and the Team at First Vehicle Finance. You have made the process of arranging our lease plan so straight forward and easy to understand. Thank you so much for all your help. We are delighted with our new car. Kind Regards Dermot Kavanagh

Dermot Kavanagh

First Vehicle Finance Ltd and David Linsdell (our Account Manager) have been an absolute pleasure to deal with. We needed a new pool car for our business and selected a Smart car. We received 3 quotes from lease hire companies (2 were on our network preferred supplier list) and First Vehicle had the best quote; significantly cheaper monthly costs, more choice of model and the best delivery date. The whole process has been efficient and extremely professional and we have been very impressed with the personal attention to detail displayed by David and First Vehicle. I would sincerely recommend them as the Vehicle Lease company of choice, and have urged our franchise network to adopt them as a preferred supplier.

William De Sousa

I am would just like to say thank you to First Vehicle Finance for organising my new car that arrived this week.

This is now the second car I have had from you and on both occasions, I found Will and Rob to be professional and efficient in the way that they dealt with my order.

I will continue to recommend your service to my friends, family and colleagues in the future.

Vicki Brett

FVF have been suppyling our vehicles for the last 9 years. They make everything seem so easy and straight forward. They even brought a car to us to test drive when all the local dealers did not have the car we were looking for. The team are so helpful and friendly.
I recommended FVF to a family member and a neighbour from which both have said how pleased they were with the service they received. If you are looking for a small hatchback or a prestige car the service is all the same which is first class. We look forward to dealing with Chris and the team for many years to come.

Dean Nash

I first engaged with Chris Fairchild back in 2014 and have found him to be of great assistance, honourable and a thoroughly good person to deal with. My last 2 cars have been via Chris and I am sure many more will follow. It is with great delight I endorse his work and cannot recommend him highly enough.

Adrian Orton

Car arrived before time and is completely as expected, with no disappointments.

Thanks for your help, which in the time frame, went beyond exemplary. The service given was first class and I wouldn’t hesitate to recommend you to anyone.

Kind regards

Graham

Graham Tapley

First Vehicle Finance Ltd and Richard couldn't have been more helpful. My wife had a very specific car in mind and a set monthly budget and Richard took a great deal of time in helping to explain all of the finance options, helping every step of the way in making sure we got our perfect car and under budget! The process was made very easy and the service was fantastic to the extent that I am now looking to finance a car for myself with First Vehicle! Highly recommend!

Alex Mayle

Hi Will I am currently out the country working, I have been in regular contact with my wife she told me that the transfer of the vehicles went down without a hitch, unfortunately I was in Iraq when this all happened so as yet I have not seen the car in the flesh, but I would just like to take this opportunity to thank you for all your help from start to finish of the process, I had a good experience the first time I dealt with you and have had another flawless experience this time and I look forward to dealing with you again in another 3 years thanks agaim Will.

Regards

Archie Tannock

Archie Tannock


David - a quick note to thank you for sorting out the X3.

The car arrived at 9:10 this morning, and Bernard Rooney followed up with a call to see if everything was ok.

I did not expect this level of service as we had not bought from you before, and I'm delighted.

Thanks for all your help over the months on sorting out the finance and spec on my X3 and June and John's X1.

Many companies spout about excellent customer service but few deliver like your company has.

Thanks again, Giles

Giles Blackburn

I have used First Vehicle Finance a few times now, I would never go anywhere else. They are extremely professional, understand customer needs and very competitive in price. David has been fantastic as always and always follows up on after sales care. I would highly recommend them.

Carole Hull

Newsletter subscribe

The big difference between PCP and PCH

The big difference between PCP and PCH: buying and owning the vehicle?

The two common ways of financing a car as a private individual are personal contract hire (PCH) and personal contract purchase (PCP). PCH leasing allows you to drive your new car and change every few years, with relatively low monthly payments and no worries about the car’s resale value. PCP is similar but gives you the option of buying the car in the future. When you lease a car, there are strict rules and restrictions, so make sure you understand how it work.

According to the Finance and Leasing Association - 4 out of 5 people with PCP plans do not choose to buy the car at the end of their contract

If you are part of the statistics of people who will probably want a new car after 2 – 4 years, then leasing a car via PCH (Personal Contract Hire) - might work out cheaper for you. However, if you can’t afford the PCH monthly payments and have to cancel the agreement, you may have to pay off the leasing costs in full, which would end up costing you more.While PCP can be used as a way of leasing a car, it also gives you the opportunity to buy the car and become its legal owner at the end of the leasing contract.

PCH does not.To do this, you have to pay a ‘balloon payment’ – also known as the Guaranteed Future Value (GFV) – at the end of the contract. This is in addition to your deposit and monthly payments and will be a few thousand pounds. The problem with balloon payments is that the balloon payment could be more than what the car is worth in some cases.With PCP (Personal contract purchase) the total amount you repay in monthly instalments is based on an estimate of how much the car will lose in value though depreciation between the start and end of the contract.If at the end of the contract you don’t want to buy the car, you simply hand it back. As long as the car is in good condition and hasn’t exceeded the agreed mileage, you won’t have to pay any more money [Dehire damage & excess mileage charges may apply].

With both PCH and PCP the lender can repossess the car without a court order. But with PCP, once you have paid at least a third of the total amount payable, they can’t repossess it without a court order. Once you have paid at least half the total amount payable under the agreement, you also have the option to "voluntarily terminate" the agreement and hand the car back to the finance company.

Find out more about Find a PCH car to lease.

Share this article Post this page to facebookTweet this pageGoogle+ this pagePost this page to LinkedinPin page

Posted on 4th July 2018 at 11:09 PM

We use cookies to ensure that we give you the best experience on our website. If you continue without changing your settings, we'll assume that you are happy to receive all cookies on this website. However, if you would like to, you can change your cookie settings at any time. Close this message.