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Testimonials

I would like to thank Chris Fairchild and Juliet Whitmore for their efficient and friendly service. Their experience and care showed, I now drive the car I wanted, within the budget I had in mind and am glad to say the whole process was painless. Many thanks and all the best! Will definitely recommend.
Marina

Marina G

My truck back has now had the top installed. I can honestly say it's now my favourite car I've owned (over my RS5)

And I can't thank you enough for your hard and consistent service you've offered me. Please don't change your ways. You're a great company to deal with. Hats off to Will for battling hard for my custom. I wasn't an easy client.

Will be in touch in the next month for another truck and van

Jamie

Jamie B @ Prestige

We needed a new family car quickly! Knowing we would need a new one in 2 years time we decided to lease one! First Vehicle finance was recommended to us by a friend and the recommendation was spot on! What amazing service and we got our new Audi Q5 at an even higher spec than we expected! Awesome !

Tanja Kent

Hi David,
I Received my Volvo V40 R Design today and could not be happier. The car has more than met my expectations, but just as important the service from you has been impeccable throughout. From the initial very competitive quote, all the way through to the delivery today was a pleasure that I could not fault in any way. Keep up the exceptional work, Thanks a lot.

Angela Clarke

Good Morning Chris
Just reporting back on my new company car I recieved from you yesterday. Very impressed on the model and spec of the car,what is also incredible is that its a bigger engine than my previouse model yet it has a lower emission output.This is good from a tax point but also better for the enviroment.The MPG is also better so that will result in operating cost for the company being lower. I have to say that when my old car was collected it was a bit sad as it had given me 3 years of trouble free motoring.I had not even had to change one single light bulb on the car during that time.Look forward to the next three years of motoring with my new car. Thanks again for all the help with giving me and my colleques all the P11D information for us to send to the HMRC office regarding personal taxation liability and the delivery was right on the day specified.
Best Regards
Gary Day

Gary Day

Car arrived before time and is completely as expected, with no disappointments.

Thanks for your help, which in the time frame, went beyond exemplary. The service given was first class and I wouldn’t hesitate to recommend you to anyone.

Kind regards

Graham

Graham Tapley

First Vehicle Finance Ltd and Richard couldn't have been more helpful. My wife had a very specific car in mind and a set monthly budget and Richard took a great deal of time in helping to explain all of the finance options, helping every step of the way in making sure we got our perfect car and under budget! The process was made very easy and the service was fantastic to the extent that I am now looking to finance a car for myself with First Vehicle! Highly recommend!

Alex Mayle

Hi Will I am currently out the country working, I have been in regular contact with my wife she told me that the transfer of the vehicles went down without a hitch, unfortunately I was in Iraq when this all happened so as yet I have not seen the car in the flesh, but I would just like to take this opportunity to thank you for all your help from start to finish of the process, I had a good experience the first time I dealt with you and have had another flawless experience this time and I look forward to dealing with you again in another 3 years thanks agaim Will.

Regards

Archie Tannock

Archie Tannock

I first engaged with Chris Fairchild back in 2014 and have found him to be of great assistance, honourable and a thoroughly good person to deal with. My last 2 cars have been via Chris and I am sure many more will follow. It is with great delight I endorse his work and cannot recommend him highly enough.

Adrian Orton

Hi Richard

The car arrived today and I just want to say 'thank you' for your work and your support in getting it to me ready for my move on Saturday. You made it very easy for me and gave me confidence throughout that it was all under control.

I really appreciate you doing all of this and wish you a great Easter weekend.

All the very best

David

David James

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Why you shouldn’t buy a car at Christmas

Good Financial Sense advice! Most people start the new year with mounting debit from expensive Christmas gifts and unexpected holiday guests.We advise not to go down the route of buying an expensive car for Christmas but leasing a vehicle one instead – With very low up-front payments this will open up your bank account and free up some much-needed capital for the holiday season!

While owning vehicles does have its own advantages, car leasing comes with a plethora of different benefits. Car leasing offers a number of cash flow benefits, gives access to a number of different vehicles and eliminates administrative headaches for your business.

Cash Flow Benefits for a Business outside of ChristmasThe most important reason why a leasing business fleet vehicle makes perfect financial sense is because of the greater cash flow options.
A considerably smaller upfront payment is required compared to financing.
On the other hand, a well-documented lease agreement cuts down fleet costs to monthly operating expenditures while maintaining clear credit lines and freeing up cash to invest in business functions.
In simpler words, cash that would have been dedicated to purchasing fleet can be used to develop the core functions of the business.

Leasing options versus buying optionsLease Purchase is a conditional sale agreement, which means that the regular payments are similar to a lease/rental agreement.

  • At the end of the agreement you will own the vehicle unless you have a balloon payment agreed.

Finance leases a leasing company (the lessor or owner) buys the asset for the user (usually called the hirer or lessee) and rents it to them for an agreed period of time.

  • At the end of the agreement you do not own the vehicle.

Hire purchase is a type of borrowing where you agree to pay instalments on a vehicle but you don't own the item until you've paid off the agreement.

  • At the end of the agreement you will own the vehicle.

Operating leases is a lease whose term is short compared to the useful life of the vehicle being leased. An operating lease is commonly used to acquire equipment on a relatively short-term basis.
Such as trucks or vans. These leases are equivalent to a rental agreement, where the customer pays a monthly fee and at the end of the agreement the vehicle is handed back to the original owner.

  • You do not own the vehicle at the end of this agreement.

With so many different optoions when it comes to getting a car buying one out right seems short sited. Leasing a vehicle versus buying will help you reduce you monthly bills.

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Posted on 10th December 2017 at 12:07 AM

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