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23rd Jan 2020 - We can supply any make and model, so please email us or call the above number for your personalised quotation today!!!
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Testimonials

Hi Will I am currently out the country working, I have been in regular contact with my wife she told me that the transfer of the vehicles went down without a hitch, unfortunately I was in Iraq when this all happened so as yet I have not seen the car in the flesh, but I would just like to take this opportunity to thank you for all your help from start to finish of the process, I had a good experience the first time I dealt with you and have had another flawless experience this time and I look forward to dealing with you again in another 3 years thanks agaim Will.

Regards

Archie Tannock

Archie Tannock

First Vehicle Finance Ltd and Richard couldn't have been more helpful. My wife had a very specific car in mind and a set monthly budget and Richard took a great deal of time in helping to explain all of the finance options, helping every step of the way in making sure we got our perfect car and under budget! The process was made very easy and the service was fantastic to the extent that I am now looking to finance a car for myself with First Vehicle! Highly recommend!

Alex Mayle

Good Morning Chris
Just reporting back on my new company car I recieved from you yesterday. Very impressed on the model and spec of the car,what is also incredible is that its a bigger engine than my previouse model yet it has a lower emission output.This is good from a tax point but also better for the enviroment.The MPG is also better so that will result in operating cost for the company being lower. I have to say that when my old car was collected it was a bit sad as it had given me 3 years of trouble free motoring.I had not even had to change one single light bulb on the car during that time.Look forward to the next three years of motoring with my new car. Thanks again for all the help with giving me and my colleques all the P11D information for us to send to the HMRC office regarding personal taxation liability and the delivery was right on the day specified.
Best Regards
Gary Day

Gary Day

I am a company car user and have 2 cars with First Finance and regularly speak to Richard Mayle and Juliet via email,in the last few weeks I purchased a car for my wife, very happy with the car everything from start to finish happened so easily and efficiently. Fantastic service.

Pete Patel

Helpful and friendly team of people. We have been using First Finance for a number of years now and would highly recommend them.

Jacqueline Wilson-Brown

FVF have been suppyling our vehicles for the last 9 years. They make everything seem so easy and straight forward. They even brought a car to us to test drive when all the local dealers did not have the car we were looking for. The team are so helpful and friendly.
I recommended FVF to a family member and a neighbour from which both have said how pleased they were with the service they received. If you are looking for a small hatchback or a prestige car the service is all the same which is first class. We look forward to dealing with Chris and the team for many years to come.

Dean Nash

Hi Chris

Took delivery of the car yesterday - I love it.

I wanted to thank you for everything that you did. The process was very smooth and as always communication was excellent. I should also mention Juliet who was extremely helpful and responsive.

Thanks

Peter Liddle

Hi David,
I Received my Volvo V40 R Design today and could not be happier. The car has more than met my expectations, but just as important the service from you has been impeccable throughout. From the initial very competitive quote, all the way through to the delivery today was a pleasure that I could not fault in any way. Keep up the exceptional work, Thanks a lot.

Angela Clarke

I have used First Vehicle Finance a few times now, I would never go anywhere else. They are extremely professional, understand customer needs and very competitive in price. David has been fantastic as always and always follows up on after sales care. I would highly recommend them.

Carole Hull

Car arrived before time and is completely as expected, with no disappointments.

Thanks for your help, which in the time frame, went beyond exemplary. The service given was first class and I wouldn’t hesitate to recommend you to anyone.

Kind regards

Graham

Graham Tapley

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Finance FAQs

1. What is Personal Contract Purchase?

Personal Contract Purchase (PCP) is a contract for private individuals, but with the benefits more generally associated with Contract Hire for the business user. PCP is often a favourite for the company car driver opting out of a company car scheme due to the excessive tax charges now imposed on company cars. Personal Contract Purchase provides a new or nearly new car for a set period of time, doing an agreed but flexible number of miles with the option to purchase at the end of the lease, at a fixed monthly cost.

Contract terms available are from 24 months to 60 months on all new cars and a large selection of cost saving nearly new cars and any annual mileage.

2. What is included in the contract?

With a Non-Maintenance contract, the vehicle is supplied with Road Tax for the full contract period. Other insurance cover is optional, including GAP and health/redundancy, if required. The customer is responsible for the maintenance and care of the vehicle.

A Full-Maintenance package is also available, giving the most comprehensive cover currently available, ensuring complete, worry free motoring.

3. What's included in the Full Maintenance Contract?

The full maintenance package includes:

  • Full Maintenance and Servicing Cover
  • Tyres, (subject to fair wear and tear) plus exhausts and batteries
  • Free car collection, clean and return for routine servicing
  • Full RAC UK and European cover - (optional)
  • Road Tax for the full lease period.

4. What is Gap Insurance?

Should the car be stolen or written off, the insurance payment may not cover the amount outstanding on your finance agreement. This is because insurance companies tend to make payments based on the current market value of the car excluding any finance arrangements.

GAP (Guaranteed Asset Protection) Insurance bridges the 'gap' between the insurance settlement and the outstanding finance figure to maximum value of £10,000.00

5. Who owns the car?

Ownership of the car remains with the finance company during the term of the contract. If you wish to own the car, the 'balloon payment' (known as the Guaranteed Future Value) stipulated in the contract must be settled and the car is yours. (The Guaranteed Future Value is quoted at the beginning of the contract).

If you do not wish to buy the car, then it can be returned to the finance company with no further commitment (with the exception of possible dehire damage and excess mileage charges - if applicable).

6. How much deposit is required?

Usually just 3 monthly rentals in advance, although lower/higher deposits can be considered subject to status.

7. Which cars are best for me?

It depends on your needs, your anticipated mileage, the discount offered by the manufacturer etc.

An important factor is how much the car will be worth at the end of the contract and the amount of discount we receive from the vehicle manufacturer. We often have special promotions available, so keep a look out for our special offers.

8. Can I specify extras on the car of my choice?

We can supply all dealer and manufacturer fitted accessories. Some accessories improve the residual value, so the monthly payments may not increase as much as you expect. Let us quote you!!

9. Where will the car come from?

First Vehicle Finance can source the vehicle for you from the UK dealer network at full fleet discount prices. All vehicles are UK sourced with full manufacturers warranty unless otherwise stated. If however you have a preferred dealer, this can be arranged.

10. Where do I start - what do I need to do?

Please complete our website quote form to receive a quotation and application form. If you are happy with the figure quoted, complete the application form and submit it to us for credit underwriting.

We then ask you to sign an order form for the car to confirm the details, monthly rental etc and we are ready to order the car on your behalf. The paperwork is then posted to you for completion and the car is delivered to any UK address of your choice.

11. How do I pay?

  1. Initial Rental is taken by Direct Debit shortly after delivery of the vehicle.
  2. Monthly payments are made by direct debit.

12. Do you offer payment protection?

Payment protection can be added to your lease for a small monthly charge. Our payment protection package protects against Redundancy, Unemployment, Resignation, Death, Maternity and Expatriation.

13. What about insurance?

The vehicle must be insured with a fully comprehensive motoring policy.

14. What happens at the end of the contract?

You can choose from the following..

  1. Purchase the vehicle for the price agreed at the outset (the Guaranteed Future Value)
  2. Arrange collection of the vehicle.
  3. We collect the vehicle and supply you with another new car of your choice
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