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14th Oct 2019 - We can supply any make and model, so please email us or call the above number for your personalised quotation today!!!
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Testimonials

We needed a new family car quickly! Knowing we would need a new one in 2 years time we decided to lease one! First Vehicle finance was recommended to us by a friend and the recommendation was spot on! What amazing service and we got our new Audi Q5 at an even higher spec than we expected! Awesome !

Tanja Kent

FVF have been suppyling our vehicles for the last 9 years. They make everything seem so easy and straight forward. They even brought a car to us to test drive when all the local dealers did not have the car we were looking for. The team are so helpful and friendly.
I recommended FVF to a family member and a neighbour from which both have said how pleased they were with the service they received. If you are looking for a small hatchback or a prestige car the service is all the same which is first class. We look forward to dealing with Chris and the team for many years to come.

Dean Nash

Hi Will I am currently out the country working, I have been in regular contact with my wife she told me that the transfer of the vehicles went down without a hitch, unfortunately I was in Iraq when this all happened so as yet I have not seen the car in the flesh, but I would just like to take this opportunity to thank you for all your help from start to finish of the process, I had a good experience the first time I dealt with you and have had another flawless experience this time and I look forward to dealing with you again in another 3 years thanks agaim Will.

Regards

Archie Tannock

Archie Tannock

I had dealt with First Vehicle Finance before and on both occasions I have found the service to be excellent. They listen to the requirements and deliver.

Will Chan

I am a company car user and have 2 cars with First Finance and regularly speak to Richard Mayle and Juliet via email,in the last few weeks I purchased a car for my wife, very happy with the car everything from start to finish happened so easily and efficiently. Fantastic service.

Pete Patel

Had a great experience with First Vehicle Finance. I wasn’t really sure what I wanted in terms of payment options, all I knew was that I wanted a new car! This was my first experience in financing a car, so obviously a bit apprehensive about what I was getting myself into. But Will was really helpful in explaining the different finance options they have to offer. I learned of the different payment profiles, monthly instalments, leasing contracts, all down to the nitty gritty. After this, I decided to go with FVF. The process was really easy, straightforward, and if I had question, they were more than happy to help, and quickly. Then I learned they deliver your car free of charge! Which saved me arranging a ride to the garage to collect :) All in all, great service and would recommend to family and friends.

Sophie Goodwin


David - a quick note to thank you for sorting out the X3.

The car arrived at 9:10 this morning, and Bernard Rooney followed up with a call to see if everything was ok.

I did not expect this level of service as we had not bought from you before, and I'm delighted.

Thanks for all your help over the months on sorting out the finance and spec on my X3 and June and John's X1.

Many companies spout about excellent customer service but few deliver like your company has.

Thanks again, Giles

Giles Blackburn

Good Morning Chris
Just reporting back on my new company car I recieved from you yesterday. Very impressed on the model and spec of the car,what is also incredible is that its a bigger engine than my previouse model yet it has a lower emission output.This is good from a tax point but also better for the enviroment.The MPG is also better so that will result in operating cost for the company being lower. I have to say that when my old car was collected it was a bit sad as it had given me 3 years of trouble free motoring.I had not even had to change one single light bulb on the car during that time.Look forward to the next three years of motoring with my new car. Thanks again for all the help with giving me and my colleques all the P11D information for us to send to the HMRC office regarding personal taxation liability and the delivery was right on the day specified.
Best Regards
Gary Day

Gary Day

I am would just like to say thank you to First Vehicle Finance for organising my new car that arrived this week.

This is now the second car I have had from you and on both occasions, I found Will and Rob to be professional and efficient in the way that they dealt with my order.

I will continue to recommend your service to my friends, family and colleagues in the future.

Vicki Brett

I first engaged with Chris Fairchild back in 2014 and have found him to be of great assistance, honourable and a thoroughly good person to deal with. My last 2 cars have been via Chris and I am sure many more will follow. It is with great delight I endorse his work and cannot recommend him highly enough.

Adrian Orton

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Personal contract hire vans

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Personal contract hire Peugeot Partner, Van
Peugeot Partner Standard 1000Kg
1.6 BlueHDi FWD 100PS Professional Van Manual [Start Stop]
£181.63 incl VAT monthly rental
£1634.67 incl VAT initial rental
This vehicle is in stock
Personal contract hire
Contract term: 36 months
Rental profile: 9 + 35
Annual mileage: 8000
1.6 litre Diesel Manual
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Personal contract hire Peugeot Partner, Van
Peugeot Partner Standard 1000Kg
1.6 BlueHDi FWD 100PS Asphalt Van Manual [Start Stop]
£201.82 incl VAT monthly rental
£1816.38 incl VAT initial rental
This vehicle is in stock
Personal contract hire
Contract term: 36 months
Rental profile: 9 + 35
Annual mileage: 8000
1.6 litre Diesel Manual
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Personal contract hire Citroen Dispatch, Van
Citroen Dispatch M 1000Kg
1.5 BlueHDi FWD 100PS Enterprise Van Manual [Start Stop]
£227.22 incl VAT monthly rental
£2044.98 incl VAT initial rental
This vehicle is in stock
Personal contract hire
Contract term: 48 months
Rental profile: 9 + 47
Annual mileage: 8000
1.5 litre Diesel Manual
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Personal contract hire Peugeot Expert, Van
Peugeot Expert Standard 1400Kg
2.0 BlueHDi FWD 120PS Professional Van Manual [Start Stop]
£230.21 incl VAT monthly rental
£2071.89 incl VAT initial rental
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Contract term: 24 months
Rental profile: 9 + 23
Annual mileage: 8000
2 litre Diesel Manual
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Personal contract hire Isuzu D-MAX, Pickup
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£1401.00 incl VAT initial rental
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Annual mileage: 10000
1.9 litre Diesel Manual
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Volkswagen Caddy C20 N1
1.0 TSI BMT FWD 102PS Startline Business Van Manual [Start Stop]
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£1461.66 incl VAT initial rental
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Contract term: 48 months
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Annual mileage: 10000
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Personal contract hire Volkswagen Transporter, Combi
Volkswagen Transporter Kombi T30SWB
2.0 TDI BMT FWD 102PS Startline Crew Van Manual [Start Stop]
£252.86 incl VAT monthly rental
£1517.16 incl VAT initial rental
Personal contract hire
Contract term: 24 months
Rental profile: 6 + 23
Annual mileage: 10000
2 litre Diesel Manual
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Personal contract hire Ford Fiesta, Van
Ford Fiesta Van
1.0 T EcoBoost FWD 125PS Sport Van Manual [Start Stop]
£253.26 incl VAT monthly rental
£1519.56 incl VAT initial rental
Personal contract hire
Contract term: 48 months
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Annual mileage: 10000
1 litre Petrol Manual
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Personal contract hire Citroen Berlingo, Van
Citroen Berlingo M 1000Kg
1.2 PureTech FWD 110PS Driver Van Manual [Start Stop]
£254.34 incl VAT monthly rental
£1526.04 incl VAT initial rental
Personal contract hire
Contract term: 48 months
Rental profile: 6 + 47
Annual mileage: 10000
1.2 litre Petrol Manual
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Personal contract hire Ford Transit Connect, Van
Ford Transit Connect 200 L1
1.5 EcoBlue FWD 100PS Leader Van Manual [Start Stop]
£257.02 incl VAT monthly rental
£771.06 incl VAT initial rental
Personal contract hire
Contract term: 48 months
Rental profile: 3 + 47
Annual mileage: 10000
1.5 litre Diesel Manual
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Personal contract hire Volkswagen Caddy, Van
Volkswagen Caddy Maxi C20 N1
1.0 TSI BMT FWD 102PS Kombi Crew Van Manual [Start Stop]
£261.90 incl VAT monthly rental
£1571.40 incl VAT initial rental
Personal contract hire
Contract term: 48 months
Rental profile: 6 + 47
Annual mileage: 10000
1 litre Petrol Manual
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Personal contract hire Renault Kangoo, Van
Renault Kangoo ML19
1.5 dCi ENERGY FWD 80PS Business Van Manual [Start Stop]
£262.50 incl VAT monthly rental
£787.50 incl VAT initial rental
Personal contract hire
Contract term: 48 months
Rental profile: 3 + 47
Annual mileage: 10000
1.5 litre Diesel Manual
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Personal contract hire Volkswagen Crafter, Van
Volkswagen Crafter CR30MWB FWD
2.0 TDI BMT FWD 102PS Startline Business Van High Roof Manual [Start Stop]
£287.71 incl VAT monthly rental
£1726.26 incl VAT initial rental
Personal contract hire
Contract term: 24 months
Rental profile: 6 + 23
Annual mileage: 10000
2 litre Diesel Manual
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Personal contract hire Ford Transit Custom, Van
Ford Transit Custom 280 L1
2.0 EcoBlue FWD 130PS Van Manual
£298.79 incl VAT monthly rental
£1792.74 incl VAT initial rental
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Personal contract hire
Contract term: 48 months
Rental profile: 6 + 47
Annual mileage: 10000
2 litre Diesel Manual
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Personal contract hire Nissan Navara, Pickup
Nissan Navara PickUp DoubleCab 4wdS
2.3 dCi 4WS 163PS Acenta Pickup Double Cab Manual [Start Stop]
£300.64 incl VAT monthly rental
£1803.84 incl VAT initial rental
Personal contract hire
Contract term: 48 months
Rental profile: 6 + 47
Annual mileage: 10000
2.3 litre Diesel Manual
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Personal contract hire Ford Ranger, Pickup
Ford Ranger PickUp Double Cab 4wd
2.0 EcoBlue 4WD 213PS Wildtrak Pickup Double Cab Auto [Start Stop]
£433.52 incl VAT monthly rental
£1300.56 incl VAT initial rental
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Contract term: 48 months
Rental profile: 3 + 47
Annual mileage: 10000
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Personal contract hire Ford Ranger, Pickup
Ford Ranger PickUp Double Cab 4wd
2.0 EcoBlue 4WD 213PS Wildtrak Pickup Double Cab Auto [Start Stop]
£452.92 incl VAT monthly rental
£452.92 incl VAT initial rental
This vehicle is in stock
Personal contract hire
Contract term: 48 months
Rental profile: 1 + 47
Annual mileage: 10000
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Personal contract hire Ford Ranger, Pickup
Ford Ranger PickUp Double Cab 4wd
2.0 EcoBlue 4WD 213PS Wildtrak Pickup Double Cab Auto [Start Stop]
£420.48 incl VAT monthly rental
£2522.88 incl VAT initial rental
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Contract term: 24 months
Rental profile: 6 + 23
Annual mileage: 10000
2 litre Diesel Automatic
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Personal contract hire Ford Ranger, Pickup
Ford Ranger PickUp Double Cab 4wd
2.0 EcoBlue 4WD 213PS Wildtrak Pickup Double Cab Auto [Start Stop]
£482.71 incl VAT monthly rental
£482.71 incl VAT initial rental
This vehicle is in stock
Personal contract hire
Contract term: 48 months
Rental profile: 1 + 47
Annual mileage: 15000
2 litre Diesel Automatic
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Personal contract hire Ford Ranger, Pickup
Ford Ranger PickUp Double Cab 4wd
2.0 EcoBlue 4WD 213PS Wildtrak Pickup Double Cab Auto [Start Stop]
£513.48 incl VAT monthly rental
£1540.44 incl VAT initial rental
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Personal contract hire
Contract term: 24 months
Rental profile: 3 + 23
Annual mileage: 15000
2 litre Diesel Automatic
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Personal contract hire Ford Ranger, Pickup
Ford Ranger PickUp Double Cab 4wd
2.0 EcoBlue 4WD 213PS Wildtrak Pickup Double Cab Auto [Start Stop]
£490.18 incl VAT monthly rental
£1470.54 incl VAT initial rental
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Personal contract hire
Contract term: 36 months
Rental profile: 3 + 35
Annual mileage: 15000
2 litre Diesel Automatic
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Personal contract hire Ford Ranger, Pickup
Ford Ranger PickUp Double Cab 4wd
2.0 EcoBlue 4WD 213PS Wildtrak Pickup Double Cab Auto [Start Stop]
£462.04 incl VAT monthly rental
£1386.12 incl VAT initial rental
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Personal contract hire
Contract term: 48 months
Rental profile: 3 + 47
Annual mileage: 15000
2 litre Diesel Automatic
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Personal contract hire Ford Ranger, Pickup
Ford Ranger PickUp Double Cab 4wd
2.0 EcoBlue 4WD 213PS Wildtrak Pickup Double Cab Auto [Start Stop]
£513.08 incl VAT monthly rental
£513.08 incl VAT initial rental
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Contract term: 48 months
Rental profile: 1 + 47
Annual mileage: 20000
2 litre Diesel Automatic
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Personal contract hire Ford Ranger, Pickup
Ford Ranger PickUp Double Cab 4wd
2.0 EcoBlue 4WD 213PS Wildtrak Pickup Double Cab Auto [Start Stop]
£550.94 incl VAT monthly rental
£1652.82 incl VAT initial rental
This vehicle is in stock
Personal contract hire
Contract term: 24 months
Rental profile: 3 + 23
Annual mileage: 20000
2 litre Diesel Automatic
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Personal contract hire Ford Ranger, Pickup
Ford Ranger PickUp Double Cab 4wd
2.0 EcoBlue 4WD 213PS Wildtrak Pickup Double Cab Auto [Start Stop]
£521.15 incl VAT monthly rental
£1563.45 incl VAT initial rental
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Personal contract hire
Contract term: 36 months
Rental profile: 3 + 35
Annual mileage: 20000
2 litre Diesel Automatic
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Personal contract hire Peugeot Expert, Van
Peugeot Expert Standard 1400Kg
2.0 BlueHDi FWD 120PS Asphalt Van Manual [Start Stop]
£370.27 incl VAT monthly rental
£1110.81 incl VAT initial rental
Personal contract hire
Contract term: 48 months
Rental profile: 3 + 47
Annual mileage: 10000
2 litre Diesel Manual
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Peugeot Partner Standard 1000Kg
1.6 BlueHDi FWD 100PS Professional Van Manual [Start Stop]
£181.63 incl VAT monthly rental
£1634.67 incl VAT initial rental
Special deal
Personal contract hire Peugeot Partner, Van
This vehicle is in stock
Personal contract hire
Contract term: 36 months
Rental profile: 9 + 35
Annual mileage: 8000
1.6 litre Diesel Manual
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Peugeot Partner Standard 1000Kg
1.6 BlueHDi FWD 100PS Asphalt Van Manual [Start Stop]
£201.82 incl VAT monthly rental
£1816.38 incl VAT initial rental
Special deal
Personal contract hire Peugeot Partner, Van
This vehicle is in stock
Personal contract hire
Contract term: 36 months
Rental profile: 9 + 35
Annual mileage: 8000
1.6 litre Diesel Manual
+ compare
Citroen Dispatch M 1000Kg
1.5 BlueHDi FWD 100PS Enterprise Van Manual [Start Stop]
£227.22 incl VAT monthly rental
£2044.98 incl VAT initial rental
Special deal
Personal contract hire Citroen Dispatch, Van
This vehicle is in stock
Personal contract hire
Contract term: 48 months
Rental profile: 9 + 47
Annual mileage: 8000
1.5 litre Diesel Manual
+ compare
Peugeot Expert Standard 1400Kg
2.0 BlueHDi FWD 120PS Professional Van Manual [Start Stop]
£230.21 incl VAT monthly rental
£2071.89 incl VAT initial rental
Special deal
Personal contract hire Peugeot Expert, Van
This vehicle is in stock
Personal contract hire
Contract term: 24 months
Rental profile: 9 + 23
Annual mileage: 8000
2 litre Diesel Manual
+ compare
Isuzu D-Max Pick Up
1.9 TD RWD 164PS Pickup Manual
£233.50 incl VAT monthly rental
£1401.00 incl VAT initial rental
Special deal
Personal contract hire Isuzu D-MAX, Pickup
This vehicle is in stock
Personal contract hire
Contract term: 48 months
Rental profile: 6 + 47
Annual mileage: 10000
1.9 litre Diesel Manual
+ compare
Volkswagen Caddy C20 N1
1.0 TSI BMT FWD 102PS Startline Business Van Manual [Start Stop]
£243.61 incl VAT monthly rental
£1461.66 incl VAT initial rental
Special deal
Personal contract hire Volkswagen Caddy, Van
Personal contract hire
Contract term: 48 months
Rental profile: 6 + 47
Annual mileage: 10000
1 litre Petrol Manual
+ compare
Volkswagen Transporter Kombi T30SWB
2.0 TDI BMT FWD 102PS Startline Crew Van Manual [Start Stop]
£252.86 incl VAT monthly rental
£1517.16 incl VAT initial rental
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Personal contract hire Volkswagen Transporter, Combi
Personal contract hire
Contract term: 24 months
Rental profile: 6 + 23
Annual mileage: 10000
2 litre Diesel Manual
+ compare
Ford Fiesta Van
1.0 T EcoBoost FWD 125PS Sport Van Manual [Start Stop]
£253.26 incl VAT monthly rental
£1519.56 incl VAT initial rental
Special deal
Personal contract hire Ford Fiesta, Van
Personal contract hire
Contract term: 48 months
Rental profile: 6 + 47
Annual mileage: 10000
1 litre Petrol Manual
+ compare
Citroen Berlingo M 1000Kg
1.2 PureTech FWD 110PS Driver Van Manual [Start Stop]
£254.34 incl VAT monthly rental
£1526.04 incl VAT initial rental
Special deal
Personal contract hire Citroen Berlingo, Van
Personal contract hire
Contract term: 48 months
Rental profile: 6 + 47
Annual mileage: 10000
1.2 litre Petrol Manual
+ compare
Ford Transit Connect 200 L1
1.5 EcoBlue FWD 100PS Leader Van Manual [Start Stop]
£257.02 incl VAT monthly rental
£771.06 incl VAT initial rental
Special deal
Personal contract hire Ford Transit Connect, Van
Personal contract hire
Contract term: 48 months
Rental profile: 3 + 47
Annual mileage: 10000
1.5 litre Diesel Manual
+ compare
Volkswagen Caddy Maxi C20 N1
1.0 TSI BMT FWD 102PS Kombi Crew Van Manual [Start Stop]
£261.90 incl VAT monthly rental
£1571.40 incl VAT initial rental
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Personal contract hire Volkswagen Caddy, Van
Personal contract hire
Contract term: 48 months
Rental profile: 6 + 47
Annual mileage: 10000
1 litre Petrol Manual
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Renault Kangoo ML19
1.5 dCi ENERGY FWD 80PS Business Van Manual [Start Stop]
£262.50 incl VAT monthly rental
£787.50 incl VAT initial rental
Special deal
Personal contract hire Renault Kangoo, Van
Personal contract hire
Contract term: 48 months
Rental profile: 3 + 47
Annual mileage: 10000
1.5 litre Diesel Manual
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Volkswagen Crafter CR30MWB FWD
2.0 TDI BMT FWD 102PS Startline Business Van High Roof Manual [Start Stop]
£287.71 incl VAT monthly rental
£1726.26 incl VAT initial rental
Special deal
Personal contract hire Volkswagen Crafter, Van
Personal contract hire
Contract term: 24 months
Rental profile: 6 + 23
Annual mileage: 10000
2 litre Diesel Manual
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Ford Transit Custom 280 L1
2.0 EcoBlue FWD 130PS Van Manual
£298.79 incl VAT monthly rental
£1792.74 incl VAT initial rental
Special deal
Personal contract hire Ford Transit Custom, Van
This vehicle is in stock
Personal contract hire
Contract term: 48 months
Rental profile: 6 + 47
Annual mileage: 10000
2 litre Diesel Manual
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Nissan Navara PickUp DoubleCab 4wdS
2.3 dCi 4WS 163PS Acenta Pickup Double Cab Manual [Start Stop]
£300.64 incl VAT monthly rental
£1803.84 incl VAT initial rental
Special deal
Personal contract hire Nissan Navara, Pickup
Personal contract hire
Contract term: 48 months
Rental profile: 6 + 47
Annual mileage: 10000
2.3 litre Diesel Manual
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Ford Ranger PickUp Double Cab 4wd
2.0 EcoBlue 4WD 213PS Wildtrak Pickup Double Cab Auto [Start Stop]
£433.52 incl VAT monthly rental
£1300.56 incl VAT initial rental
Personal contract hire Ford Ranger, Pickup
This vehicle is in stock
Personal contract hire
Contract term: 48 months
Rental profile: 3 + 47
Annual mileage: 10000
2 litre Diesel Automatic
+ compare
Ford Ranger PickUp Double Cab 4wd
2.0 EcoBlue 4WD 213PS Wildtrak Pickup Double Cab Auto [Start Stop]
£452.92 incl VAT monthly rental
£452.92 incl VAT initial rental
Personal contract hire Ford Ranger, Pickup
This vehicle is in stock
Personal contract hire
Contract term: 48 months
Rental profile: 1 + 47
Annual mileage: 10000
2 litre Diesel Automatic
+ compare
Ford Ranger PickUp Double Cab 4wd
2.0 EcoBlue 4WD 213PS Wildtrak Pickup Double Cab Auto [Start Stop]
£420.48 incl VAT monthly rental
£2522.88 incl VAT initial rental
Personal contract hire Ford Ranger, Pickup
This vehicle is in stock
Personal contract hire
Contract term: 24 months
Rental profile: 6 + 23
Annual mileage: 10000
2 litre Diesel Automatic
+ compare
Ford Ranger PickUp Double Cab 4wd
2.0 EcoBlue 4WD 213PS Wildtrak Pickup Double Cab Auto [Start Stop]
£482.71 incl VAT monthly rental
£482.71 incl VAT initial rental
Personal contract hire Ford Ranger, Pickup
This vehicle is in stock
Personal contract hire
Contract term: 48 months
Rental profile: 1 + 47
Annual mileage: 15000
2 litre Diesel Automatic
+ compare
Ford Ranger PickUp Double Cab 4wd
2.0 EcoBlue 4WD 213PS Wildtrak Pickup Double Cab Auto [Start Stop]
£513.48 incl VAT monthly rental
£1540.44 incl VAT initial rental
Personal contract hire Ford Ranger, Pickup
This vehicle is in stock
Personal contract hire
Contract term: 24 months
Rental profile: 3 + 23
Annual mileage: 15000
2 litre Diesel Automatic
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Ford Ranger PickUp Double Cab 4wd
2.0 EcoBlue 4WD 213PS Wildtrak Pickup Double Cab Auto [Start Stop]
£490.18 incl VAT monthly rental
£1470.54 incl VAT initial rental
Personal contract hire Ford Ranger, Pickup
This vehicle is in stock
Personal contract hire
Contract term: 36 months
Rental profile: 3 + 35
Annual mileage: 15000
2 litre Diesel Automatic
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Ford Ranger PickUp Double Cab 4wd
2.0 EcoBlue 4WD 213PS Wildtrak Pickup Double Cab Auto [Start Stop]
£462.04 incl VAT monthly rental
£1386.12 incl VAT initial rental
Personal contract hire Ford Ranger, Pickup
This vehicle is in stock
Personal contract hire
Contract term: 48 months
Rental profile: 3 + 47
Annual mileage: 15000
2 litre Diesel Automatic
+ compare
Ford Ranger PickUp Double Cab 4wd
2.0 EcoBlue 4WD 213PS Wildtrak Pickup Double Cab Auto [Start Stop]
£513.08 incl VAT monthly rental
£513.08 incl VAT initial rental
Personal contract hire Ford Ranger, Pickup
This vehicle is in stock
Personal contract hire
Contract term: 48 months
Rental profile: 1 + 47
Annual mileage: 20000
2 litre Diesel Automatic
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Ford Ranger PickUp Double Cab 4wd
2.0 EcoBlue 4WD 213PS Wildtrak Pickup Double Cab Auto [Start Stop]
£550.94 incl VAT monthly rental
£1652.82 incl VAT initial rental
Personal contract hire Ford Ranger, Pickup
This vehicle is in stock
Personal contract hire
Contract term: 24 months
Rental profile: 3 + 23
Annual mileage: 20000
2 litre Diesel Automatic
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Ford Ranger PickUp Double Cab 4wd
2.0 EcoBlue 4WD 213PS Wildtrak Pickup Double Cab Auto [Start Stop]
£521.15 incl VAT monthly rental
£1563.45 incl VAT initial rental
Personal contract hire Ford Ranger, Pickup
This vehicle is in stock
Personal contract hire
Contract term: 36 months
Rental profile: 3 + 35
Annual mileage: 20000
2 litre Diesel Automatic
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Peugeot Expert Standard 1400Kg
2.0 BlueHDi FWD 120PS Asphalt Van Manual [Start Stop]
£370.27 incl VAT monthly rental
£1110.81 incl VAT initial rental
Personal contract hire Peugeot Expert, Van
Personal contract hire
Contract term: 48 months
Rental profile: 3 + 47
Annual mileage: 10000
2 litre Diesel Manual
+ compare

About personal contract hire

Personal contract hire is commonly referred to as a vehicle lease. The vehicle is purchased by the finance company who estimates a value of the vehicle at end of the term and your monthly payment consists of the depreciation and interest. The benefits are simply no residual value risk and fixed payments but the vehicle has to be returned in a reasonable condition and not a greater mileage than stated at contract inception or the finance company will levy a charge for this.

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